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IBC trust service is a division of International Bank of Chicago. We have streamline services from administration, custodian and loan services to your IRA account. We have specialized in providing quality services on self-directed IRAs, especially on Real Estate IRAs.   As your IRA custodian, our truly self directed IRA services gives you complete control and flexibility since IRS does not allow you to personally "touch" your self-directed IRA Account.
 
 

ASSET DIVERSIFICATION
For years, retirees only invested in bank CDs, stocks, etc. But with life expectancy for future retirees increasing, more investors are looking for real asset diversification so that if part of their retirement portfolio does poorly others may compensate. A Self-Directed IRA can be invested in nontraditional assets such as land, houses, etc.

   
 

POTENTIAL INCREASED RETURNS
Sophisticated investors are not interested in just mutual funds. They are buying interests in LLCs or limited partnerships that are invested in commercial buildings, hotels, apartment buildings and shopping centers. It is not uncommon to see better returns in today's real estate market.

   
 

INVEST IN WHAT YOU KNOW
Many retirees are not well versed in the stock market. Further, market fluctuations, and a weakening economy make them nervous about the retirement savings in stocks and mutual funds. However, most people have experience in real estate. Real Estate is a known hedge against inflation.

   
 

REDUCTION OF TAXABLE INCOME
Investments made within a Self-Directed IRA are tax-deferred. In the real estate Self- Directed IRA the annual contribution is tax deductible, the net rental profit is tax deferred, and the capital gain tax on the sale of property is deferred. In the case of a Roth IRA, all income is tax-free.

   
 

ESTATE PLANNING
Retirees, who convert a regular IRA into a Roth IRA can reduce their estate taxes, render tax-free income for their spouse, and the next generation when the money is withdrawn. Smart investors would like to use this converted Roth IRA to invest in the real estate to get the maximum tax benefit.

   
 
 
 
ASSET DIVERSIFICATION
 
POTENTIAL INCREASED RETURNS
 
INVEST IN WHAT YOU KNOW
 
REDUCTION OF TAXABLE INCOME
 
ESTATE PLANNING
 
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